Tamil Nadu:  In countryside India where the implementation of strong laws elude the state and its people, the brazen attitude with which banks subdue low-income families is not a new phenomenon. Ramasamy, a 26-year-old farmer in Mettupalayam in Coimbatore district, committed suicide after being unable to pay back his loan. 
Ramasamy’s situation is a grave one for India because describing his ordeal as a simple instance of inability to repay his loan is factually wrong. The farmer had acquired a loan of Rs 70 lakh from a local bank with the assurance that he had only to pay back Rs 35 lakh since there was government subsidy implemented on his loan. 
But two years after acquiring that loan, the local bank from which Ramasamy had taken his loan took a different turn. Instead of the subsidy promised to him which was Rs 35 lakhs, the bank coerced him to fulfil the initial amount of Rs 70 lakhs with added interests. Ramasamy had only repaid Rs 6.5 lakhs of the loan till December of last year. 
Devastated by this unfair turn of events, the hapless farmer went to his field in the morning and never returned. 
Ramasamy had consumed a lethal dose of pesticide which affected to his death before reaching the hospital. He was pronounced dead on this morning. 
One of the major reasons for farmer suicides across India is the farmer’s inability to repay the loans which is exacerbated by local banks’ manhandling of the farmer’s affairs. Despite introduction of different schemes, the plights of Indian farmers have largely remained the same.  

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