Categories: Business

Laxmi India Finance IPO: Can This NBFC Be Your Next Smart Investment Move?

Laxmi India Finance’s IPO opens July 29, 2025, offering a mix of fresh issue and OFS in the ₹250–₹260 crore range. With a strong NBFC presence in rural India, it targets growth through financial inclusion and capital expansion.

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Published by Ankur Mishra
Published: July 27, 2025 19:57:00 IST

The initial public offering (IPO) of Laxmi India Finance Limited is set to open for subscription on July 29, 2025 and will close on July 31, 2025. This 100% book-built issue comprises a fresh issue of up to 1,04,53,575 equity shares and an offer for sale (OFS) of up to 56,38,620 equity shares, making it one of the noteworthy IPOs in the NBFC sector this year.

IPO Details at a Glance:

•    IPO Opening Date: July 29, 2025
•    IPO Closing Date: July 31, 2025
•    Issue Type: 100% Book Built Issue
•    Total Issue Size: Exact value to be determined based on final pricing; estimated ₹250–₹260 crore range
•    Fresh Issue: 1,04,53,575 equity shares
•    Offer for Sale (OFS): 56,38,620 equity shares
•    Price Band: ₹150 – ₹158 per equity share
•    Lot Size: 94 shares
•    Minimum Investment (Retail): ₹14,850
•    Registrar: MUFG Intime India Private Limited

Company Overview

Laxmi India Finance Limited, headquartered in Jaipur, Rajasthan, is a registered Non-Banking Financial Company (NBFC). The company primarily provides two-wheeler loans, personal loans, and SME financing solutions to semi-urban and rural India — segments typically underserved by mainstream banks.

With over two decades of lending experience, Laxmi India Finance has built a significant presence in the Northern and Western regions of India, focusing on financial inclusion through simplified credit processes. It boasts a robust asset quality and is looking to scale operations with a stronger capital base post-IPO.

Why This IPO Might Be Worth a Look

•    Rural and semi-urban lending is growing fast, backed by government policy and credit demand.
•    The NBFC sector is stabilizing post-pandemic, and companies with strong regional roots like Laxmi India are expected to benefit.
•    A discounted entry point, with a relatively low minimum investment amount, makes it accessible to small investors.

Final Thoughts

Laxmi India Finance could be an exciting bet in the NBFC space with a well-defined niche and expanding footprint across regions. However, investors should evaluate the risk profile, competition, and company fundamentals before investing.

Will this IPO deliver strong listing gains or become a long-term portfolio stock? Keep an eye on subscription data and market buzz in the coming days.

(Disclaimer: This article is for informational purposes only and should not be considered financial advice. Investors are advised to read the prospectus carefully and consult their financial advisor before making any investment decisions.)

Also Read: M&B Engineering IPO News: Is This Mid-Cap Engineering Firm The Sleeper Hit Of 2025?

Published by Ankur Mishra
Published: July 27, 2025 19:57:00 IST
Tags: ipoIPO news

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