From September 1, 2025, numerous new rules will take effect in India, straight away affecting consumer expenditures and financial scheduling. These 5 financial rules change consist of silver hallmarking, SBI credit card fee revisions, deviations in ATM withdrawal charges, LPG price updates, and potential modifications in fixed deposit (FD) interest rates.
Hallmarking on Silver
The government will make hallmarking compulsory for silver, covering the Bureau of Indian Standards (BIS) framework beyond gold. The objective of this move is to confirm transparency and consistency in silver purity. Nevertheless, market experts advise that this could lead to minor price fluctuations. Consumers are directed to check for the BIS mark when buying silver jewellery.
SBI Credit Card Charges and ATM Fees Set to Rise
State Bank of India (SBI) credit cardholders will have higher charges. A 2% penalty will be forced for failed auto-debit payments. Further fees may apply for international transactions, fuel buying, and selected online payments. The value of reward points could also be reviewed downward. Customers should review terms to avoid unforeseen costs.
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In the meantime, many banks will revise ATM withdrawal norms. Customers surpassing their monthly free transaction limit may face sharper charges. With a shift toward digital banking, professionals advise consumers to strategies cash usage carefully.
FD Rates May Drop, LPG Prices Await Revision
LPG prices, which are reviewed monthly by oil marketing companies, will be restructured on September 1. These changes depend on global crude oil movements. A price rise may strain household budgets, while a cut could bring in some relief.
Numerous banks may also decrease FD interest rates, which presently range from 6.5% to 7.5%. Investors looking to lock in returns should consider acting before rates alteration.
Consumers are encouraged to stay up-to-date, monitor official apprises, and adjust financial plans consequently.
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Ankur Mishra is a journalist who covers an extensive range of news, from business, stock markets, IPOs to geopolitics, world affairs, international crises, and general news. With over a decade of experience in the business domain, Ankur has been associated with some of the reputed media brands. Through a sharp eye on global marketplaces along with deep insights and analysis of business strategies, Ankur brings simplicity to the complex economic matrix to decode market trends and empower people.
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