The initial public offering (IPO) of Laxmi India Finance Limited is set to open for subscription on July 29, 2025 and will close on July 31, 2025. This 100% book-built issue comprises a fresh issue of up to 1,04,53,575 equity shares and an offer for sale (OFS) of up to 56,38,620 equity shares, making it one of the noteworthy IPOs in the NBFC sector this year.
IPO Details at a Glance:
• IPO Opening Date: July 29, 2025
• IPO Closing Date: July 31, 2025
• Issue Type: 100% Book Built Issue
• Total Issue Size: Exact value to be determined based on final pricing; estimated ₹250–₹260 crore range
• Fresh Issue: 1,04,53,575 equity shares
• Offer for Sale (OFS): 56,38,620 equity shares
• Price Band: ₹150 – ₹158 per equity share
• Lot Size: 94 shares
• Minimum Investment (Retail): ₹14,850
• Registrar: MUFG Intime India Private Limited
Company Overview
Laxmi India Finance Limited, headquartered in Jaipur, Rajasthan, is a registered Non-Banking Financial Company (NBFC). The company primarily provides two-wheeler loans, personal loans, and SME financing solutions to semi-urban and rural India — segments typically underserved by mainstream banks.
With over two decades of lending experience, Laxmi India Finance has built a significant presence in the Northern and Western regions of India, focusing on financial inclusion through simplified credit processes. It boasts a robust asset quality and is looking to scale operations with a stronger capital base post-IPO.
Why This IPO Might Be Worth a Look
• Rural and semi-urban lending is growing fast, backed by government policy and credit demand.
• The NBFC sector is stabilizing post-pandemic, and companies with strong regional roots like Laxmi India are expected to benefit.
• A discounted entry point, with a relatively low minimum investment amount, makes it accessible to small investors.
Final Thoughts
Laxmi India Finance could be an exciting bet in the NBFC space with a well-defined niche and expanding footprint across regions. However, investors should evaluate the risk profile, competition, and company fundamentals before investing.
Will this IPO deliver strong listing gains or become a long-term portfolio stock? Keep an eye on subscription data and market buzz in the coming days.
(Disclaimer: This article is for informational purposes only and should not be considered financial advice. Investors are advised to read the prospectus carefully and consult their financial advisor before making any investment decisions.)
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Ankur Mishra is a journalist who covers an extensive range of news, from business, stock markets, IPOs to geopolitics, world affairs, international crises, and general news. With over a decade of experience in the business domain, Ankur has been associated with some of the reputed media brands. Through a sharp eye on global marketplaces along with deep insights and analysis of business strategies, Ankur brings simplicity to the complex economic matrix to decode market trends and empower people.
He is committed to entrenched data, facts, research, solutions, and a dedication to value-based journalism. He has covered trade tariff wars, international alliances, corporate policies, government initiatives, regulatory developments, along with micro- and macroeconomic shifts impacting global fiscal dynamics.
