As Pongal celebrations continue across the country, many people are wondering whether banks will be open or closed on Saturday, January 17, 2026. With several states observing the harvest festival as a public holiday, banking services may be affected in certain regions.
According to Reserve Bank of India (RBI) guidelines, banks are closed on the second and fourth Saturdays of the month. Here’s a state-wise breakdown of where banks are closed and where they remain open on January 17, 2026.
Are Banks Open Today?
Banks are open in most parts of the country today, as January 17 marks the third Saturday of the month. However, banking services are unavailable in Tamil Nadu due to the observance of Uzhavar Thirunal, a state-specific holiday, also known as the Farmers’ Festival.
Consequently, physical branches of all public and private sector banks, including SBI, HDFC Bank, and ICICI Bank, will be shut across Chennai and other districts of the state despite it being the third Saturday.
However, digital banking facilities such as online transactions, mobile banking, and ATM services will continue to function normally.
Check Full State-Wise Bank Holiday List
| Date | Occasion | States Where Banks Are Closed |
|---|---|---|
| January 17 | Uzhavar Thirunal | Tamil Nadu |
| January 23 | Netaji Subhas Chandra Bose Jayanti / Saraswati Puja | Tripura, Odisha, West Bengal |
| January 26 | Republic Day | All States |
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Manisha Chauhan is a passionate journalist with 3 years of experience in the media industry, covering everything from trending entertainment buzz and celebrity spotlights to thought-provoking book reviews and practical health tips. Known for blending fresh perspectives with reader-friendly writing, she creates content that informs, entertains, and inspires. When she’s not chasing the next viral story, you’ll find her diving into a good book or exploring new wellness trends.